Travel Insurance
Travel insurance comes as an essential when you’re travelling to any new country. The GDC comes with valuable insurance policy options and pricing from renowned insurance providers that will give maximum support to you & your trip. For that, our team will analyse your travel requirements and expectations.
Frequently asked questions
We are able to assist.
Travel Insurance plans can give you coverage for 30, 60, 90, 120 or 180 days. They can be renewed, subject to approval from the Insurance company. But, in most cases, the Travel Insurance plan would at best cover you across multiple trips in a year – not the entire year
Travel Insurance typically has the following covers available. Most Travel Insurance plans cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage. These covers are
- Personal accident covers in case of permanent disability/death during the time of Travel.
- Coverage for issues related to a personal possession or baggage loss during the course of the Travel.
- Coverage for loss of passports and other important documents.
- Coverage for expenses related to trip delays and trip cancellations.
The following losses, are not covered in a typical Travel Insurance policy.
- Losses due to venereal disease, AIDS virus, pregnancy (except complications of pregnancy), or abortion.
- Losses due to mental, psychological, or nervous disorders including anxiety, depression, neurosis or psychosis.
- Losses due to nuclear radiation or radioactive contamination.
Travel Insurance helps in
- protecting the cost of your trip if you have a Travel delay or need cancellation.
- Offsets added expenses due to a Travel delay or lost, delayed or damaged luggage.
- Protects from expensive medical bills in case you are injured or become ill while Traveling abroad.
While purchasing Travel Insurance, you must declare the following medical conditions to claim Travel Insurance range from high cholesterol to cancer, and also include conditions or diagnoses that have recently occurred, such as a heart attack or stroke.
Claims will be payable for the financial loss incurred by the insured if the scheduled trip is cancelled or interrupted due to hospitalization* of the insured/immediate family member due to COVID-19.
Travel health Insurance cost can vary on several factors, and the rates change constantly.
A typical plan can range from as little as S4 per person per month and go upwards of $100 for a short trip abroad.
Premiums vary, depending on your age, the coverage you choose, and your deductible. But expect to pay on average anywhere from about $1,000 to $3,000 a year for a policy. You can even get international coverage for emergencies as part of your policy, or as a rider to it.
The premium amounts are based on: Trip Length/Age/Sum Insured etc.